Targeted consultation
On 13 June, the European Commission launched a targeted consultation to gather feedback on how to make supplementary pensions more accessible, transparent and effective for citizens across the EU.
The consultation is a key part of rolling out the savings and investments union (SIU) strategy and aims to help individuals build stronger financial security for retirement. The Commission is seeking feedback on the use of automatic enrolment to increase participation, on the development of pension tracking systems, allowing citizens to get an overview of their future retirement income, and on dashboards, providing public authorities with a better view on their pension system adequacy for clearer personal information and stronger policy data.
Stakeholders are also invited to comment on measures to enhance the provision of supplementary occupational and personal pensions via the review the Directive on the activities and supervision of institutions for occupational retirement provision (IORP II) and the Pan-European Personal Pension Product (PEPP) Regulation. The consultation also covers how the supplementary pension sector should apply the prudent person principle. The Commission invites social partners and all stakeholders – including pension providers, consumers, civil society and Member States authorities – to submit their responses via the online questionnaire by 29 August 2025.
Respond to the targeted consultation
Call for evidence
As part of its commitment to evidence-based policymaking, the Commission is also launching a call for evidence where all interested parties will have the opportunity to submit general comments, opinions and views on how to improve the current framework for supplementary pensions, as well as sharing evidence on best practices. Respondents are invited to submit their comments by 21 July 2025.
Respond to the call for evidence
The insights gathered will inform a package of measures to be presented in the fourth quarter of 2025.
